LOAN APPLICATION PROCESS
As easy as 1 - 2 - 3!
Let us show you just how quick and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan process, we provide you with regular updates. You can easily follow your loan status and recieve or upload documents through your borrower portal. You can also call or email your loan officer to assist you with any questions or concerns you may have.
1: Apply Now, Getting started is easy!
- Complete your loan application, just click the Apply Now button to begin.
- You will need your Social Security Number, contact information, employment information, and best estimates of your income, assets, and liabilities. If you are purchasing a home, you should have your sales contract.
- Your loan officer will contact you to help you select the right loan program, and guide you through the loan approval process.
2: Loan Approval Process.
- Provide documentation that shows verification of income, assets, and mortgage or rental history. This is required prior to us providing loan approval. See how easy it can be using AccoutChek 3in1 by FormFree.
- An appraisal of the property may be required.
- Our in-house loan committee provides loan approval upon underwiting recommendations.
3: Loan Closing and Funding.
- Congratulations! Your loan has been approved. Your loan officer will guide through to closing.
- You will need to obtain home owner's insurance and a clear property title search.
- If applicable, you may also need loan payoffs and flood insurance.
Apply Now and get a better mortgage experience with Ozarks Federal.