Regional Manager/ Loan Officer
NMLS# 1692338
Ironton PH: 573-546-3921 ext. 4411
- - -
Fredericktown PH: 573-783-7244 ext. 4411
Contact Tim for a free consultation to discuss
your loan needs today.
I work with borrowers from start to finish, whether with a home purchase or mortgage refinance. I also work to educate clients about their different mortgage options. I enjoy working with clients and helping make their dreams of home ownership come true.
I grew up in Belleview, Missouri and graduated from Arcadia Valley High School. I am very active in my community serving on the Planning and Zoning Board for the City of Ironton, a member of the Arcadia Valley R-2 School Board of Education, and on the Board of Directors for the Southeast Economic Development Fund (SEED$). You will also often see me coaching my daughter's summer league softball and youth basketball teams. I have dual careers, as I am also the Coroner for Iron County.
Community service is a big part of my family's life, much like community banks are a big part of the success of our local economy.
Pre-Qualify to learn what your credit qualifications and home loan eligiblity may be.
With a Pre-Qualification letter from me, your realtor will be able to see that you are a capable borrower and help you write that sales contract! Click the Pre-Qualify Link to get started!
Apply Now and get a better mortgage experience with Ozarks Federal.
CUSTOMER REVIEWS
“Tim Harbison , I did not know very well when you hired him at the Ironton location , he is A+, all the way, for the several deals that I have done and all the deals my customers have done PERFECT every time congrats and thank you on every level”.—Daniel and Rebecca Buck
“Tim was great!! Efficient and great customer service”! –Erika and Eric Griggs
“Tim Harbison did a wonderful job. He took great care of us. We will be doing more business with Tim in the future”.—Wade and Leisha Layton
“Tim Harbison at the Ironton, MO branch is phenomenal to work with for any financial needs. My husband had a credit issue a few years ago, we had no clue how to fix. Any loan officer that we would try to work with basically left us "hanging" & wouldn't offer any sort of guidance/advice on how to possibly address the issue. It was always “Let me get your number & I'll call you back" all to never hear back. Until we met Tim. We were referred to him by a family friend. He helped us settle a debt & buy our first home. We currently just refinanced our home to consolidate some debt & have some repairs done to our home, Tim has helped us every step of the way. Since he has helped us through a lot and is extremely easy to work with, we are also changing our banking account company to Ozark Federal. I highly recommend Tim for any & all financial needs”. –Corey and Mikayla Francis
“Everyone is very friendly! No one likes to ask for money, but everyone at the bank made me feel almost comfortable about it”! ---Linda Baldwin
“Tim was great in every part of the process. Thanks”!!—Wayne and Connie James